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Retail Banking Definition - Investopedia Retail banking, also known as consumer banking, is the typical mass-market banking in which individual customers use local branches of larger commercial banks. Services offered include savings and ... Retail Banking: Definition, Types, Economic Impact Retail banks create the supply of money in the economy. Since the Fed only requires them to keep 10 percent of deposits on hand, they loan out the remaining 90 percent. Each dollar lent out goes to the borrower's bank account. That bank then lends 90 percent of this money, which goes into another bank account. Retail banking - Wikipedia Retail banking, also known as consumer banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking.Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards.
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